Terms of Service

These Terms of Service ("Terms") are an agreement between you and StockGamePlan ("StockGamePlan", "we", "us", "our") and govern your use of the StockGamePlan website at stockgameplan.com and its related services (the "Service"). By creating an account, subscribing or otherwise using the Service you agree to these Terms. If you do not agree, do not use the Service.

1. What the Service is

StockGamePlan is a software tool that displays derived options-market analytics, such as gamma exposure (GEX), delta and other Greek-based aggregates, options flow summaries, expected-move estimates, economic and earnings calendars and related visualisations. The Service is provided for education, research and general information only.

The Service does not execute trades, does not hold client money and is not a broker, exchange, investment adviser or financial product issuer.

2. No financial advice

Nothing in the Service is a recommendation, an offer or a solicitation to buy or sell any security, option or other financial product, and nothing takes into account your objectives, financial situation or needs. Content in the Service is general information only and is not personal financial product advice for the purposes of the Corporations Act 2001 (Cth) or any equivalent law in other countries. Consider obtaining independent professional advice before making any financial decision. Read the Risk Disclosure, which forms part of these Terms.

3. Accounts and eligibility

• You must be at least 18 years old and able to enter into a binding contract.
• You must give an accurate email address and keep your login secure. You are responsible for all activity under your account.
• Accounts are personal. Do not share logins or let others use your subscription.
• We may refuse, suspend or close accounts that break these Terms or that we reasonably believe are being misused.

4. Free and paid plans

Some features are available on a free plan; other features require a paid subscription ("Pro"). The features included in each plan are described on the Pricing page and may change over time, as described in section 12.

Paid subscriptions are billed in advance through our payment processor, Stripe, and renew automatically each billing period (monthly or yearly) until cancelled. Prices are shown in US dollars unless stated otherwise and may include or exclude taxes as shown at checkout. Cancellations, the free trial and price changes are covered by the Billing & Cancellation Policy, which forms part of these Terms.

5. Referral program

If you have an account, you can share a personal referral link from Settings. When a person who has not had an account before opens your link and creates a new account within 30 days, they become your referral. Each account can be referred only once, the first attribution is final, and you cannot refer yourself or another account you control.

For each subscription payment your referral makes, we add a credit of 10% of the amount they actually paid (after discounts and credits, excluding taxes) to your account, for as long as they stay subscribed. Credit is recorded in US dollars as a balance with our payment processor, Stripe, and is applied automatically to your next StockGamePlan payments. If a payment is refunded or successfully disputed, the related credit is reduced in proportion, and any credit already used is added back to your next invoice.

Referral credit has no cash value. It cannot be withdrawn, exchanged for money, transferred or used outside StockGamePlan, and it is not paid out when an account is closed. We may withhold or remove credit obtained through abuse, for example self-referrals, duplicate or fake accounts, shared payment methods or spam, and we may change or end the referral program for the future under section 12; credit already earned for past payments is not affected by such a change unless it was obtained through abuse.

6. Acceptable use

You agree not to:

• scrape, crawl, bulk-download or systematically extract data from the Service, or access it through automated means other than features we provide for that purpose;
• resell, redistribute, sublicense, publish or broadcast data, charts or analytics from the Service, or use them to build a competing product, except for occasional screenshots shared non-commercially with attribution to StockGamePlan;
• reverse engineer, decompile or try to discover the source code or models of the Service, except as permitted by law;
• bypass or interfere with access controls, rate limits, the paywall or security features;
• use the Service unlawfully, to manipulate markets, or in breach of the terms of any data provider.

7. Market data and third-party services

The Service relies on data and services from third parties (see the data sources section of the Risk Disclosure). Market data may be delayed, incomplete, estimated or wrong, and third-party services may become unavailable. Some data is licensed to us on terms that limit how it may be shown, so we may change, delay or remove data sources at any time. Exchange and third-party names and trademarks belong to their owners; their use does not imply endorsement.

8. Intellectual property

We (or our licensors) own the Service, including its software, design, text, models and compilations of data. Subject to these Terms and any applicable plan, we grant you a personal, non-exclusive, non-transferable, revocable licence to use the Service for your own internal, non-commercial research. If you send us feedback or suggestions, we may use them freely without any obligation to you.

9. Availability

We aim to keep the Service running during US market hours but do not promise that it will be uninterrupted, error-free or available at any particular time. Maintenance, provider outages, network failures, market events and circumstances beyond our reasonable control may affect it. Where the Australian Consumer Law gives you rights for a failure in the Service, those rights are not affected by this section.

10. Australian Consumer Law and your statutory rights

Our services come with guarantees that cannot be excluded under the Australian Consumer Law (ACL). Nothing in these Terms excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by the ACL or any other law that cannot lawfully be excluded or limited ("Non-Excludable Rights"). Consumers in other countries may have similar rights under their local law, and those rights are also not affected.

11. Disclaimers and limitation of liability

To the maximum extent permitted by law, and subject to section 10:

• the Service is provided "as is" and "as available", without warranties of accuracy, completeness, timeliness, fitness for a particular purpose or non-infringement;
• we are not liable for any trading or investment losses, lost profits, lost opportunities, or any indirect, incidental, special or consequential loss arising from your use of, or reliance on, the Service or its data;
• our total liability to you for all claims relating to the Service is limited to the amount you paid us for the Service in the 12 months before the event giving rise to the claim. Where our liability for failing to comply with a consumer guarantee can be limited, it is limited, at our option, to supplying the services again or paying the cost of having them supplied again.

12. Changes to the Service and these Terms

We may add, change or remove features. If we make a change that materially reduces what a paid plan includes, we will tell you in advance where practicable, and you may cancel. We may update these Terms. Material changes will be notified by email or in the Service at least 14 days before they take effect, unless a change is required sooner by law or for security. Continuing to use the Service after a change takes effect means you accept the updated Terms.

13. Suspension and termination

You may stop using the Service and close your account at any time; cancel any paid subscription first through Settings → Billing → Manage subscription. We may suspend or end your access if you materially breach these Terms, if required by law or a data provider, or if we stop offering the Service.

14. Indemnity

To the extent permitted by law, you agree to indemnify us against third-party claims and related costs arising from your breach of these Terms or your misuse of the Service, except to the extent caused by our own breach or negligence.

15. Governing law and disputes

These Terms are governed by the laws of Queensland, Australia. You and we submit to the non-exclusive jurisdiction of the courts of that place. Before starting proceedings, please contact us so that we can try to resolve the issue informally. Nothing in this section stops a consumer from relying on mandatory protections of the law of the country where they live.

16. General

If any part of these Terms is invalid, the rest remains in force. A failure to enforce a right is not a waiver. You may not transfer your rights under these Terms; we may transfer ours as part of a reorganisation or sale of the Service, on notice to you. These Terms, together with the policies linked from them, are the entire agreement between you and us about the Service.

17. Contact

Questions about these Terms can be sent to [email protected]. Other ways to reach us are listed on the Contact page.